VTB is one of the largest universal banks in Russia, providing a wide range of financial services for both legal entities and individuals. Free VTB debit card with cashback for purchases.

Details and Benefits:

The savings account rate is up to 23%.
Free card maintenance and issuance without any conditions.
Cashback up to 3,000 rubles in categories to choose from.
Cashback in rubles up to 50% for purchases from partners.
Secure and fast payment for purchases with a smartphone using the contactless payment service VTB Pay.
It is convenient to receive payments from the state in the public sector: salaries and benefits are credited directly to the card.
Transfers by phone number and cash withdrawals without commission. You can withdraw money for free at any of VTB's 16,000 ATMs or partner banks.
Payment for housing and communal services, traffic police fines, cellular communications, Internet, transfers via SBP without commission.

Additional benefits:

Free phone number transfers to other banks.
Payment for housing and communal services, fines, Internet, and cellular communications without commission.

When connecting to the "Close" group, clients receive:

Up to 10 categories of cashback in rubles to choose from.
Guaranteed cashback of up to 5% in rubles in supermarkets until 03/31/2025 for new customers and up to 5% for current bank customers.
VTB Plus subscription for 0₽ (the first 60 days, then 299₽ per month instead of 349₽).
The referral program "Bring a friend" allows you to receive 1000₽ for recommending a card to a new client of the bank.

Cash withdrawals and transfers:

No commission at VTB ATMs.
The withdrawal limit is 100,000₽ per day, 600,000₽ per month.
The limit for free transfers by phone number is 1,000,000₽ per month (30,000,000₽ per month between your accounts with other banks).
Transfers to VTB clients are commission—free.

Advantages of the offer:

The best rate.
A convenient online application form.
Representation in many regions.
A fixed payment for achieving a goal.
One of the best banks in Russia.

Disclaimer:

"CASHBACK IN RUBLES" REFUND OF THE PURCHASE PRICE IN THE CATEGORY IN THE FORM OF BONUS RUBLES AUTOMATICALLY CONVERTED INTO CASH BY THE BANK AT THE EXCHANGE RATE OF 1 BONUS RUBLE = 1 RUBLE. THE MAXIMUM AMOUNT OF CASHBACK IN THE SELECTED CATEGORIES IS 3,000 RUBLES PER MONTH. THERE ARE LIMITATIONS. THE RULES OF THE LOYALTY PROGRAM, INFORMATION ABOUT RESTRICTIONS, CASHBACK ACCRUAL PERIODS, CATEGORIES AVAILABLE FOR ACTIVATION, AND LIMITS CAN BE FOUND IN THE "BENEFITS" SECTION ON THE WEBSITE: VTB.RU DEBIT CARD ISSUE AND MAINTENANCE – 0 RUB. VTB BANK (PJSC), GENERAL LICENSE OF THE CENTRAL BANK OF THE RUSSIAN FEDERATION NO. 1000. ADVERTISING 0+

Features:

Detailed GEO list HERE.
To work with e-mail marketing, it is necessary to coordinate the layout for the mailing list. Traffic from inconsistent layouts may be rejected in full. Send the layouts to your personal manager or in tickets.
List of negative keywords HERE.
starting from 04/15/25, the target action will be POS activation in the amount of 500 rubles or more (previously, there were no restrictions on the amount).
Card registration on the VTB Questionnaire service is available to users from the age of 18.
When placing orders, it is strictly forbidden to mention the phrase "payment with a smile". This wording is not a trademark of VTB, and its use is a violation of intellectual property.
Starting from 08/21/25, promotion of VTB products through chatbots and mini-apps in Telegram (and other foreign messengers) is prohibited.

Special offer "Save up to 50% in Yandex GO services":

Term: extended to 30.09.25.

Terms of the promotion:

Taxi – 35% discount on all trips with the first payment by VTB card.
Drive – Up to 15% discount on 3 trips with the first payment using a VTB card.
Refueling – 10% discount on fuel (maximum 300 liters) when paying with a VTB card.
Scooters – 50% discount on all trips when paying with a VTB card.
Travel – 12% cashback on hotel bookings, no amount limits.

100% Cashback on marketplaces promotion:

The term of placement and promotion: 11.08.2025-30.09.2025.
The validity period of the special offer itself is 08/11/2025-10/05/2025.
The amount of cashback is 100% for marketplaces, a maximum of 1000 rubles, you can make several purchases within this special category.
Only for new clients.
Requirements of the communication message: The listing of direct names of marketplaces in the promotion is prohibited, it is necessary to use the strictly general collective term "marketplaces". In the texts, we write 100% cashback on marketplaces without the preposition "before".

Allowed traffic types:

SEO.
Contextual advertising.
Push notifications.
Banner ads.
Retargeting.

Traffic types by agreement:

Targeted advertising in myTarget, VK.
Social media groups: VK, Zen, Odnoklassniki.
Telegram channels.
Telegram Ads.
Cashback platforms.
Promo codes, coupons.
Mobile applications.
Email newsletters.
Exchange platforms.
Push notifications.
YouTube, RuTube.

Prohibited traffic types:

The context for the brand, the direct context for the questionnaire.
Telegram ( namely mini-apps and chatbots).
Agent traffic.
Call center traffic.
SMS mailing lists.
ClickUnder, PopUnder, PopUp.
Doorway traffic.
Meta (Facebook, Instagram, WhatsApp).
Gambling, Betting.
Adult.
Browser extensions and applications.
Motivated traffic.
Push notifications.
Telegram ( namely mini-apps and chatbots).
Broker traffic.

Name	Effective Cost Per Click	Conversion Rate	Payment options
VTB - Debetovaya karta MIR Russia	22.21	1.30%	CPA 2120 RUB
Banki.ru (master podbora kreditov) ( RU )	856.52	9.50%	CPA 7000 RUB CPA 4300 RUB CPA 3900 RUB
Alfabank - Kredit nalichnymi ( RU )	610.25	17.50%	CPA 11606 RUB CPA 7979 RUB CPA 5077 RUB
Halva ( RU )	276.92	8.80%	CPA 2400 RUB
T-Bank Kreditnaya karta Platinum ( RU )	202.91	19.10%	CPA 4050 RUB CPA 2845 RUB
Uralsib - Kreditnaya karta ( RU )	167.72	21.00%	CPA 3480 RUB
T-Strahovanie OSAGO ( RU )	167.74	19.70%	CPS 650 RUB
Kreditnaya karta Ak Bars ( RU )	174.74	0.08%	CPA 2110 RUB

VTB - Debetovaya karta MIR

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